Fresh from convicting numerous individuals, U.S. Attorney for the Southern District of New York Preet Bharara said that his office will focus, in appropriate cases, on holding institutions liable for wrongdoing.  He is now warning these institutions to be on the lookout for these actions.  Moreover, he said it will take several forms: civil suit, criminal indictment, or something short of a criminal indictment.

Accordingly, the Department of Justice and its prosecutors will be looking to change institutions.  Essentially, the DOJ is looking to change the culture.